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Our New Richmond office was damaged by a windstorm. It will be closed for repair over the next few weeks. Please visit the nearby Amelia office, which offers extended hours and an ATM or visit our locations page for a full list of offices around Cincinnati. Our 24/7 Customer Care Center is also ready to serve you via phone, email or live chat.

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Certificate of Deposit (CD)

CDs are excellent savings tools with options to fit your specific goals. You can easily keep your money safe for a fixed amount of time, while earning a higher interest rate than a checking or savings account. We make it simple to open and manage a CD.

How a CD Works

There are term lengths for CDs ranging from 7 days to 60 months, all insured by the FDIC. Once the term is over, you can withdraw your initial amount plus the accrued interest, or you can roll the entire balance over into a new CD.

CD Options

We offer the following CDs:

  • Regular certificates, terms from 7 days to 60 months
  • No penalty certificates, terms from 5 to 10 months

What You Get from Us

  • Quick setup and easy management
  • Detailed statement
  • 10-day grace period at maturity, with automatic renewal afterwards
  • Free online banking
  • Interest paid on balance and credited to your account

CD Interest Calculator

View the interest you can earn with the money set aside in a Certificate of Deposit.

Learn More